A Guide To Compensation: When Should You Make A Claim?

Claiming compensation is never easy. There is always a stigma attached to the process that makes you think twice. Do you need to make a claim? Are you entitled to make a claim? You don’t want to feel guilty about taking money from people when you don’t need it, so here are a few scenarios when you might want to consider making a claim.

Personal Injury

If you have been in an accident and it wasn’t your fault, you are entitled to look into compensation. I know that sounds like a line from a bad advertisement, but it is one hundred percent true. Of course, you have to factor in a lot of variables, but in essence you are the party in the right. Personal injuries can vary from car accidents such as another driver smashing into the back of you to slipping on a wet floor without a sign warning you of the danger.

Health And Safety

Whether you are at work or whether you are at home, there should be an element of health and safety that doesn’t put your body at risk. To an extent some health and safety tips are your prerogative, but many of them are down to other people such as your employer or your landlord. If you experience pain and you think it is because sufficient measures were not put in place to stop it, you can make a claim. For example, if you work in an office, repetitive strain injury compensation is a major factor. You should be given enough breaks to rest your joints so they don’t ail you and cause pain.

Medical Negligence

Medical negligence is not about criticising the essential care that medical professionals offer. Everyone understands how critical their expertise is to your health, so you don’t want to come across as ungrateful. However, that doesn’t mean that you cannot claim compensation if it goes wrong. Medical professionals have a legal duty of care to their patients that they should abide by at all times. But, if you feel you have obtained an injury through their malpractice or ignorance, then you should make a claim.

Depending on the injury, the amount you receive could be essential to making your life more comfortable. Plus, it helps ensure that others don’t go through the same pain that you had to endure.

Cancelled Trains & Flights

Compensation doesn’t just refer to injury. If a company with which you have purchased their products doesn’t deliver and it causes problems, you are more than able to claim. Airlines cancelling flights is one of the major ones. The flight could be a business flight which means you are missing out on potential earnings, or the long wait could cause you unwanted stress and discomfort. If it is the airline’s fault, you should be rewarded for their mistake.

Mis-Sold Insurance

Insurance is essential as long as you need it. If you don’t, then you shouldn’t be sold insurance because companies are taking advantage of you. If you are not sure, ask a professional to look into it for you.

You should never claim compensation just for the money, and you should only ever claim if you are physically or mentally affected. But, if you do it for the right reasons, compensation is recompense for situations that were out of your control.

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