Car insurance in the United States is subject to the law of the country, rather than federal level. The result is simple but important.
Our story will be in California, where the author of these lines automobile insurance agent license of countries.
Almost all countries (with some exceptions) the United States part of the compulsory auto insurance liability (liability), an E. coli strange, if we are affected. The scope of the required size of the different states. Round-trip, for example, in California, at $ 15,000 and $ 30,000 the amount of more than one victim wounded. In addition, without prejudice to other people's property – $ 5,000 for the accountability system. This is an unexpected recognition. Typically, you use the scale in order to address scores of the script. Note: 15/30/5 description corresponds to the larger California coverage, each driver must be by the national law.
Driving without car insurance is a serious offense, is strictly punished. Life Tip: Before beginning any person who is driving a car without car insurance, or that it is possible, why it is so terrible crimes, on the basis of the relationship. These people are such a big problem – there is no need for your company.
According to police statistics, in California 28-30% of the drivers do not have auto insurance. Add to this person who is also a minimum coverage of the types of law, you know, if there is a serious place on the road, in receiving extortion opportunities would be minimal. Conclusion We continue with the next one № 1 – you do not have this figure, during the riots, will be subject to someone else's car insurance – you have to have your own.
State is divided into:
Evil (for example, California – who has been guilty of motor vehicle insurance payments);
"No error (for example, Arizona, despite his assault – is to make up your car insurance, the United States)
Conclusion № 2 – you have to know what the state of the system is that you live or want to go.
If a man is poor, almost poor will continue until the end of his life, then a car driving in the California Department of Insurance does not prevent the financial – there is no elimination. In other cases, auto insurance, the amount of the need to protect their property and income of the judicial immunity means (including future revenue driver).
In addition, the reasoning why the driver needs in order to ensure that we have to understand that nothing will be dangerous driving and so on. Therefore, we must ask: "If I were a pig, it would risk the lives and health of others, in order to save 10 or maimed another in their life?
Responsibility, therefore, the minimum car insurance, California is 15/30/5, which in its deliberations, must be the best for the common people? For example, Russia's responsibility for damage to someone else's property – $ 4000, so long as the expansion to 10 000 U.S. dollars.
According to wealth depends on the risk of exposure. The most common combination is 100/300/50. It was 250/500/100, although the price gap is very small. Only a very few know how to do, it does not explain. 910 poor people in the United States insurance.
However, we noted that some of them described in detail.
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