Self-help may be on your home insurance claims cost. Although the program many proud residents in solving the weekend to do their own hands to improve their home, you can value the property, the insurer has warned that over-ambitious DIY projects which may result in damage to thousands of pounds in costs to correct . According to Zurich Insurance Company, almost one-sixth of experts who make their own had to call the owner to correct his mistake. Those who need to call professional help is limited to third trying to make improvements at home to save money, but the cost of their good wishes them more in the long run. Steve Gilbert, technical underwriting manager at Zurich, said: "it-yourself can be a great achievement, but we would like to remind all the self-help novice, you can often endanger themselves and their property, if you are unsure, always call the a professional. "This is a good idea to call your insurance company to verify that you are covered in the case of DIY will be wrong, of course, to ensure that no structural changes in the policy null and void. "If you're in a new family life, you should ensure that any work they do, no matter how important it is not a bad property construction warranty may be. He said:" The growing popularity of home improvement television programs mislead some people to believe that He could do everything himself and said Debra Williams, managing director of comparison sites confusing. The COM. He said: "a beautiful bathroom, modern, and many owners would like to list, and can be added to the value of your home. However, installed in the bathroom is a complex task, indeed should be a plumber." You must notify to your insurance company and any changes, and even children, can be a compromise from your insurance company to pay. For example, add to your room bathrooms will be treated as an extra space – because you already know your room number, your property insurance company did not say change the grounds for refusal to pay out. Premiums may be temporarily increased, but it is a small price does not fit in the incident involving a leaking toilet. "Water damage can be extremely expensive fixes. In the bathroom and kitchen leakage of the biggest complaints from home one of the areas, the average cost to £ 2000. The average family, the use of a half tons of water every day, is perhaps not surprising How many may lead to, if your bathroom or shower spa leak. According to Norwich Union, the country's largest insurance company, a major area of concern is an attempt to pipe joints and pipe owners of the technical work is often the culprit. A Leakage is often remain hidden for several weeks, until the wet patch or filter the water in the room after the start. if not addressed immediately, the water can penetrate into the walls and floor, ravaging the houses were severely damaged. Paul Engledow, household Norwich odd joint insurance company, said: "Check around the bathtub or shower and sealants checks before and after pictures were taken, but does not attempt to repair leaking water pipes or investigate mysterious patch, he wet a false action, literally, you can the roof down. Has always been a qualified plumber for help. "Water damage to cover in both buildings and contents insurance standard, but the standard home insurance does not include repair of defective equipment or leaking pipes or water tanks, the first cost. Please note that some family policies do not cover leaks, if the you leave the house, more than 30 days or 60 days continuous occupation.

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