The prospectus will be reviewed on the Internet and pay for deposits – a big party countdown has begun! Time to look at other things – such as travel insurance. Now need to save time and problems that may occur after the
What you need insurance?
No one wants that in need of insurance abroad. All policy limitations and exceptions. You need to know what it is, more importanly, this is not your policy, including prior to travel.
Basic policy requirements:
? ? 24-hour emergency service hotline and legal expenses insurance. To use this in your notes that a number of different places is very easy to find, if necessary.
? ? Insurance coverage in Europe and a minimum of 1 million pounds in the United States Er Bai Dian ○ ○ Wan Bang and the rest of the world. This may seem large, but does not include the cost of an air ambulance if necessary.
? ? 1.5 thousand pounds of the lowest personal belongings and luggage cover. Most policies have a single boundary element. Check that the policy include, for example, replacing an expensive camera or look at the cost.
? ? 3000 pounds minimum, "to cancel or reduce the" cover. This includes, for example, what, you have to interrupt his holiday to return home because of family emergencies. You can also request advance reservations for travel reimbursement.
? ? At least a hundred Dian ○ Wan British Pound Sterling scope of individual responsibility will be injury to someone or damage their property.
? ? Your insurance company must be in the financial monitoring team members. They are just the organization that can help resolve complaints and get compensation. Their service is free of charge, can be very valuable, and if you can with the insurance company disputes.
Buying advice and policy recommendations:
? ? Always, always tell the front of any insurance, existing medical conditions – to do so may result in your policy was null and void.
? ? Carefully read the details and request needed to accurately understand your policy covers a lot of problems.
? ? Check the coverage and exceptions. For example, you need sports insurance? Check the details.
? ? And memory. Check the political excesses.
? ? Check the contents of his political family (or all parts of the risk of personal property), your assets may include when you are away from home. Payment of travel expenses of baggage policies can save your insurance money.
? ? Perk trip to Europe – to obtain the European Health Insurance Card (replaces the E111 form in 2006). Pick up the post office in the form, complete and send. Many insurance companies will waive the cost of 50-100 pounds of excess policy. This card is only applicable in Europe.
? ? Check with your credit card companies and banks – in some worldwide travel insurance, the type of account is a good thing. Ring and check or call him – you can save money branch. Do not rely on credit card offers travel accident insurance – this is just a very limited health care coverage, and often their needs are not enough.
? ? The company is not travel insurance policy. A survey carried out in 2006, said travel policy is generally more expensive, and can not meet your needs to provide adequate coverage. So far, the travel agency if you do not include insurance as part of the deal to sell a package of financial legislation and therefore can not be covered by the Financial Ombudsman Service – if a problem, it can be only a very few resources.

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